BTL Mortgage Underwriter – City, London
Continued growth has resulted in an exciting opportunity an experienced Mortgage Underwriter to join our client, a highly respected London based Mortgage and Short Term Finance Lender.
As a BTL Mortgage Underwriter, you will be responsible for underwriting and approving new BTL or Bridging lending proposals in line with Company Lending Policy.
Ensure new lending proposals are underwritten in line with Lending Policy with any exceptions clearly documented and approved by relevant senior signatories
Present clear and concise lending recommendations to senior signatories for proposals which require exceptions or fall outside parameters of mandate
Present Credit Papers to Credit Committee for high value transactions
Participate in daily deal committees
Assess and appraise valuation reports
Liaise with intermediaries on new enquiries and proposals ensuring underwriting requirements and/or reasons for decline are communicated clearly and effectively
Work closely with Case Managers to ensure reasons for underwriting requirements and special conditions are understood
Minimum 2 - 3 years mortgage underwriting experience within a lender.
BTL experience preferable.
Previously held a lending mandate of at least £250K.
Current / previous mortgage lending mandate required.
Motivated, ambitious and willing to learn.
Highly organised, dedicated and reliable.
£35 – 60k Basic + Bonus + Benefits (Dependent on experience)