Job title: BTL Mortgage Underwriter
Job type: Permanent
Emp type: Full-time
Location: City Place House, 55 Basinghall St, London EC2V 5DX, UK
Industry:
  • Financial Services
Expertise:
  • Underwriting
Skills:
  • BTL
  • Mortgage Underwriter
Salary type: Annual
Salary: GBP £60,000.00
Job published: 04/07/2019
Job ID: 32058
Contact name: Graham Turner
Phone number: 07584 131 062
Contact email: graham.turner@pureresourcing.com

Job Description

BTL Mortgage Underwriter – City, London 

Continued growth has resulted in an exciting opportunity an experienced Mortgage Underwriter to join our client, a highly respected London based Mortgage and Short Term Finance Lender. 

 

As a BTL Mortgage Underwriter, you will be responsible for underwriting and approving new BTL or Bridging lending proposals in line with Company Lending Policy.

 

Responsibilities:

 

Ensure new lending proposals are underwritten in line with Lending Policy with any exceptions clearly documented and approved by relevant senior signatories

Present clear and concise lending recommendations to senior signatories for proposals which require exceptions or fall outside parameters of mandate

Present Credit Papers to Credit Committee for high value transactions

Participate in daily deal committees

Assess and appraise valuation reports 

Liaise with intermediaries on new enquiries and proposals ensuring underwriting requirements and/or reasons for decline are communicated clearly and effectively

Work closely with Case Managers to ensure reasons for underwriting requirements and special conditions are understood

 

Experience required: 

Minimum 2 - 3 years mortgage underwriting experience within a lender.

BTL experience preferable.

Previously held a lending mandate of at least £250K.

Current / previous mortgage lending mandate required.

Motivated, ambitious and willing to learn.

Highly organised, dedicated and reliable. 

 

£35 – 60k Basic + Bonus + Benefits (Dependent on experience)